Back to search.PayPal - Commercial Underwriting French
| Employment Type: | Permanent |
| Location: | Dublin - Dublin Region, Ireland |
| Salary: | Competitive |
| Languages: | English, German |
| Required Languages: | 1 |
The Commercial Underwriting Specialist will be responsible for the detailed Credit Risk analysis of new Merchants in the CMEA region preceding the granting of a PayPal Business Account and/or high risk PayPal's account features. The underwriting process includes the use of PayPal data, external credit reports, websites review and interviews with merchants. Areas of focus will include but are not limited to performing risk management analysis and providing acquisition recommendations, assuring regulatory adherence, supporting merchant monitoring program, enforcement operation and validation of merchant’s business proposition. Success will be measured by the ability to enable the merchant services business by optimizing revenue and losses.
Job Requirements
• Analyze Merchant requests for a PayPal Business account facility, performing a Credit Risk assessment of the merchant and/or company against established Corporate Credit Risk policies and procedures, including:
- Financial statement analysis
- Merchant business model analysis
• Act as main point of contact for all Credit Risk queries, managing and providing ongoing training to Business Units, Sales Teams analysts and other areas of the business maintaining positive relationships and open communication with all departments in the Sales workflow process, supporting business and revenue growth
• Perform credit write-up for management review on high risk portfolio accounts or specific regions
Key Skills
• Strong analytical skill - must be able to analyze complex data, draw meaningful conclusions, and make holistic business recommendations
• Ability to approach problems in a quantitative and qualitative manner
• Excellent organizational, communication, and interpersonal skills
• Strong negotiating, influencing and facilitation skills
• Ability to learn and adapt to new software technologies
• Strong working knowledge of external systems, PC based internet and software applications (Internet, Microsoft Office - Outlook, Word, Excel).
• Basic Knowledge of internal systems & software (Kana, Intranet, Admin Tools, Attack).
• Familiarity with Anti-Money Laundering, and other regulatory compliance requirements for merchants
• Familiarity with PayPal and the merchant processing industry, particularly risk and operational processes
Basic Qualifications
• A minimum of 3 years of commercial underwriting experience in middle to large markets is desirable
• Experience in financial statement analysis, financial modeling and valuation is essential
• Experience preparing financial reviews, interpreting financial performance and assessing credit exposure is essential
• Direct experience in utilizing analytical skills to identify critical trends
• Second Language desirable - German prefered
Education
Certificates or Equivalent
Job Requirements
• Analyze Merchant requests for a PayPal Business account facility, performing a Credit Risk assessment of the merchant and/or company against established Corporate Credit Risk policies and procedures, including:
- Financial statement analysis
- Merchant business model analysis
• Act as main point of contact for all Credit Risk queries, managing and providing ongoing training to Business Units, Sales Teams analysts and other areas of the business maintaining positive relationships and open communication with all departments in the Sales workflow process, supporting business and revenue growth
• Perform credit write-up for management review on high risk portfolio accounts or specific regions
Key Skills
• Strong analytical skill - must be able to analyze complex data, draw meaningful conclusions, and make holistic business recommendations
• Ability to approach problems in a quantitative and qualitative manner
• Excellent organizational, communication, and interpersonal skills
• Strong negotiating, influencing and facilitation skills
• Ability to learn and adapt to new software technologies
• Strong working knowledge of external systems, PC based internet and software applications (Internet, Microsoft Office - Outlook, Word, Excel).
• Basic Knowledge of internal systems & software (Kana, Intranet, Admin Tools, Attack).
• Familiarity with Anti-Money Laundering, and other regulatory compliance requirements for merchants
• Familiarity with PayPal and the merchant processing industry, particularly risk and operational processes
Basic Qualifications
• A minimum of 3 years of commercial underwriting experience in middle to large markets is desirable
• Experience in financial statement analysis, financial modeling and valuation is essential
• Experience preparing financial reviews, interpreting financial performance and assessing credit exposure is essential
• Direct experience in utilizing analytical skills to identify critical trends
• Second Language desirable - German prefered
Education
Certificates or Equivalent
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